Investor financing
DSCR loans for rental-property investors
A DSCR loan looks primarily at a rental property's projected income compared with its housing costs. Use this guide and calculator as an educational starting point.
How a DSCR loan works
Rent, principal and interest, taxes, insurance, HOA dues, management, vacancy, reserves, and lender rules can all affect the result.
Illustrative DSCR calculator
Adjust the price, down payment, rate, rent, and expenses to review an illustrative relationship between income and debt service.